Issuer Decision Engine
The Issuer Decision Engine evaluates authorization requests using rule-based logic including balance checks, fraud rules, merchant risk, and velocity controls.
Balance Checks
Validate available balance, credit limits, and overdraft rules.
Fraud Rules
Rule-based fraud detection including velocity, merchant risk, and location mismatch.
Routing Logic
Determine issuer response paths and generate ISO 8583 response codes.
Future Intelligence
ML scoring, behavioral analytics, and biometric signals planned for future releases.